{"post":{"id":625,"title":"Proposed new EV tax credit would be $12,500 for union-made cars - buy an EV now or wait to see if it passes?","body":"I have been shopping for an EV and now I keep seeing a proposal for a new federal tax credit: up to $12,500 for union-made vehicles, with the old 200,000-vehicle per manufacturer cap removed. Ford and GM back it, Tesla and Toyota are lobbying against it, and nobody seems sure it becomes law. My current car still runs, so I can wait a few months, but I also do not want to miss today's credits if the proposal dies. For anyone who has tracked EV incentives before: do you buy now on the credit that exists today, or wait for a bigger credit that may never arrive?","community":"Cars","score":1,"answer_count":1,"standing":{"kind":"leading","answer_votes":3,"leading":{"id":749,"name":"Wait for the bill text, buy on today's price","score":3},"runner_up":null},"author":{"username":"priyaq","verified":false},"voted":false,"vote":0,"created_at":"2026-11-02T14:10:33.236Z","url":"https://settd.com/p/625","thumbnail":null},"comments":[{"id":749,"name":"Wait for the bill text, buy on today's price","body":"Do not pay a markup for a credit that does not exist yet. A proposal is not a law, and dealers know how to price in a headline $12,500 the second it looks likely. Buy only if the deal works on today's credit and today's out-the-door price; if the new credit passes later, that is a bonus you did not overpay for.","score":3,"rank_score":8,"author":{"username":"frugaljo","verified":true},"voted":false,"vote":0,"created_at":"2026-11-02T14:16:00.385Z"}],"pagination":{"limit":50,"offset":0,"has_more":false,"next_offset":null}}